Mortgage Refinancing in Lower Mainland, BC
Refinancing your mortgage entails terminating your present arrangement and replacing it with a new one with revised terms and rates. We can assist you in refinancing your mortgage to get a lower rate with the same lender or a different one depending on the situation, as we have access to several options. Prepayment penalties apply to refinancing, making it inconvenient for clients to proceed with the new product.
Why Choose Jas Toor for Refinancing?
Mortgage for Construction
Our goal is to assist my clients in getting the best bargain possible. Contact us to get your construction mortgage approved in 24 hours and have a stress-free experience.
Why should you refinance with Jas Toor?
Remortgaging may be a complicated procedure, so our mortgage professionals are dedicated to making it as straightforward as possible. We’ll teach you how to take advantage of the market’s record low-interest rates to refinance your current mortgage and replace it with a more affordable loan. Here are a few of the ways we make the process go more smoothly for you:
- Forget about hidden fees, unexpected costs, and expensive prepayment penalties that aren’t revealed. We’ll handle the loan negotiations, so you get the best deal possible, and unlike many other “no frills” lenders, we won’t deceive you with low sticker prices and hidden fees later on.
- Are you thinking about getting a home improvement loan? We’ll go over the advantages and disadvantages of refinancing versus a second mortgage or a home equity loan/line of credit.
- Are you unsure how long you should re-amortized your debt? We’ll work with you to either lengthen the term to lower monthly payments or shorten it to save money on interest and pay off the loan sooner, whichever is more convenient for you.
- We feel that having excellent credit should not be a factor in refinancing. We’ll work with you to secure financing at low-interest rates, regardless of your credit situation, as long as you have equity in your home.